Loans
How to apply for a loan
Four clear steps from choosing a product to receiving your money.
- 1
Choose & check
Pick a product from the comparison table and estimate your repayment with the calculator. You can borrow up to 4× your deposits.
- 2
Complete the form
Download the loan form below (or apply via the Member Portal where available) and have your guarantors sign.
- 3
Attach & submit
Attach your latest payslip(s) and product-specific documents, then submit at the office or email a scanned copy to info@kcausacco.co.ke.
- 4
Appraisal & payout
The Credit Committee appraises your application. Saidika and Fanikisha loans are disbursed within 24 hours of approval.
Request a call-back
Not sure which loan fits? Send a quick enquiry and our credit team will call you.